Five wealthy and powerful merchant houses control Amn. These so-called High Houses form the governing Council of Five, which has complete authority over the nation and keeps a close check on all mercantile and military activity. Through the efforts of the council, Amn has amassed a formidable fleet of ships to guard and transport goods across western Faerûn.
Amn is widely disliked, but it has avoided major conflicts through a combination of scheming, intimidation, and pragmatism. Many foreign nobles and merchants have made fortunes through dealings with Amn. It is a land where luck counts for little, and where shrewdness and acumen determine one’s success and survival.